Auto Insurance


Protect your vehicle and all of your assets with our customized coverage and great rates.

Why Auto Insurance?

Auto Insurance helps protect you and your vehicle if you’re involved in a car accident. 

A car accident can happen at any time. It's critically important you have a quality insurance policy in place to protect yourself and others. Your vehicle might also be damaged when you’re not even driving it – by weather, a falling branch, vandalism, or somebody crashing into it while it’s parked. A good insurance policy protects your assets against both liability and the loss of your vehicle, whether or not you’re at fault.


Expert Insurance will discuss your situation with you to determine how much coverage you need to cover the following:

This covers costs associated with injuries and death that you or another driver causes while driving your car.

This coverage will reimburse others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building, or utility pole.

Reimburses you when an accident is caused by an uninsured motorist—or in the case of a hit-and-run. You can also purchase underinsured motorist coverage, which will cover costs when another driver lacks adequate coverage to pay the costs of a serious accident.

Where applicable: PIP covers medical expenses, lost wages, and other damages. It’s required in “no-fault” states because it pays regardless of legal liability

Provides reimbursement for medical expenses for injuries to you or your passengers regardless of fault.

Collision insurance covers your vehicle in case of a collision; comprehensive insurance covers your vehicle in the event of losses not caused by a collision like fire, theft, weather damage, etc. These coverages are typically subject to a deductible.

Covers the cost of a rental vehicle (or in some cases public transportation or rideshare) if your vehicle is unavailable because of a covered claim.

We can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give us a call to get a car insurance quote today!

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Our licensed staff can prepare a free, personalized insurance quote…with absolutely no obligation!